🛒 Instacart Shopper Tax Write-Offs 2026
2026 Tax Summary — Instacart
Instacart shoppers pay 15.3% self-employment tax on net earnings. On $35,000 net income: approximately $4,950 SE tax + $2,800 federal = $7,750 total tax. Quarterly payment: $1,938. Mileage at 72.5¢/mile and insulated bags are fully deductible.
Instacart Full-Service Shoppers are independent contractors. You receive a 1099-NEC and file Schedule C. Mileage and insulated bags are your two biggest deductions.
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Frequently Asked Questions
What can Instacart shoppers deduct on taxes?
Mileage to/from stores and customer addresses, insulated bags, phone and data plan, parking fees, car maintenance proportional to business use, and home office if applicable.
Does Instacart take out taxes?
No. Instacart pays you as an independent contractor. You are responsible for paying self-employment tax (15.3%) and income tax quarterly.
Can I deduct grocery bags and supplies as an Instacart shopper?
Yes. Insulated bags, reusable bags, and any supplies required to do your job are fully deductible as business expenses on Schedule C.
What mileage counts for Instacart?
Miles from your home to the store, between stores if shopping multiple orders, and from the store to the customer delivery address. Personal trips do not count.
When is the quarterly tax deadline for Instacart shoppers?
April 15 (Q1), June 16 (Q2), September 15 (Q3), January 15, 2027 (Q4). Set aside 25-30% of each payout to cover taxes.